Introduction

Transparency, compliance and investor-first practices are central to how we operate. This page provides important information about our advisory services, responsibilities, client responsibilities and the grievance redressal process. We encourage all prospective and existing clients to review this information before engaging my services. 

Clients are encouraged to contact the Investment Adviser directly if they have any concerns regarding the advisory services provided. Every effort will be made to review and resolve grievances in a fair and timely manner. 

Regulatory Information

• SEBI Registered Investment Adviser (Individual)

• SEBI Registration No.: INA000022756

• BSE Administration & Supervision Ltd. (BASL) Membership No.: 2532

• Operates as a Fee-only Investment Adviser 

• Advice provided in accordance with applicable SEBI regulations

• Acts in a fiduciary capacity and places clients' interests ahead of personal or commercial interests. 

• Contact Name: Srinivas Palani

• Principal Place of Business: Chennai, Tamil Nadu

• Email: palanisrinivas95@gmail.com

• Phone: +91 86374 58393

• Website: srinivasadvisory.in

The Investment adviser will:

• Act as a SEBI Registered Investment Adviser and provide advice in accordance with applicable regulations.

• Place your interests ahead of my own interests while providing advice.

• Operate on a fee-only model and do not receive commissions or incentives from product manufacturers or intermediaries. 

• Assess your risk profile, investment objectives and financial circumstances before providing investment advice. 

• Help you make informed investment decisions regarding SEBI-regulated products based on your financial goals, risk profile and suitability. 

• Build recommendations around your financial goals, risk tolerance and time horizon.

• Provide objective and evidence-based guidance rather than short-term market predictions.

• Explain the rationale, risks and limitations behind every recommendation.

• Maintain confidentiality of the information you provide, subject to applicable laws and regulations.

• Review financial plans and recommendations periodically or whenever there is a significant change in your financial circumstances. 

• Provide advice only after completing the necessary onboarding, documentation and regulatory requirements.

• Disclose any actual or potential conflict of interest before providing advice. 

Please note: The Investment Adviser does not guarantee returns, assure profits or recommend investments solely based on recent market performance. All advice is subject to market risks and is based on the client's financial circumstances and suitability assessment. 

• PAN Card

• Identity and Address Proof

• Details regarding your income, assets, liabilities and financial commitments

• Existing investment information

• Short-term, medium-term and long-term financial goals

• Risk tolerance and investment preferences

• Time horizon for each financial goal

• Tax-related information, wherever relevant

• Any religious, ethical or personal preferences that may influence investment decisions

• Your cooperation in creating and agreeing upon an Investment Policy Statement (IPS), wherever applicable

• Any other information necessary to provide suitable and personalised advice

During onboarding, the adviser will conduct a risk profiling and suitability assessment before providing any investment advice. 

The quality and suitability of the advice depend on the accuracy and completeness of the information you provide. Incomplete, inaccurate or outdated information may affect the suitability of the recommendations. 

Clients are expected to:

• Provide complete, accurate and up-to-date information.

• Promptly communicate any significant changes to their financial situation, income, liabilities or goals.

• Review and understand recommendations before implementation.

• Read, understand and execute all necessary agreements and regulatory documents. 

• Ask questions whenever clarification is required.

• Share relevant documents and information within reasonable timelines.

• Inform me of any constraints, preferences or changes that may affect investment decisions.

• Periodically review financial plans and recommendations.

• Do not withhold any information that may materially affect the suitability of the advice provided. 

• Maintain open and transparent communication throughout the advisory relationship.

Financial planning works best when it is a partnership. Effective outcomes depend on timely communication, mutual trust and active participation from both the adviser and the client.

• Fees are charged in accordance with applicable SEBI regulations.

• Fees will be mutually agreed upon before engagement begins.

• There are no hidden charges or undisclosed compensation arrangements. 

• Payments should be made only through approved banking channels and to designated accounts.

• Cash payments will not be accepted.

• Payments in the form of securities, units, gifts, goods, services or any other form of consideration in kind will not be accepted.

• Clients are requested to retain payment records for future reference.

• Detailed fee information is available on the Fees page of this website.

• Applicable taxes, including GST, will be charged as per prevailing laws. 

• Any refund of fees, where applicable, will be governed by the terms agreed upon in the client agreement and applicable SEBI regulations. 

Please do not make any payments until you have received the fee communication, executed the advisory agreement and completed the onboarding process. 

The Investment Adviser will:

• Act in a fiduciary capacity and place the client's interests ahead of personal or commercial interests.

• Operate under a fee-only advisory model and not receive commissions, brokerage, referral fees or distribution incentives from any product manufacturer, mutual fund, insurer or intermediary.

• Provide recommendations that are based solely on the client's financial circumstances, investment objectives, risk profile and suitability.

• Promptly disclose any actual or potential conflict of interest, should one arise during the course of the advisory relationship.

• Maintain independence while providing advice and avoid arrangements that may compromise objectivity or professional judgement.

• Comply with all applicable SEBI regulations, codes of conduct and ethical standards governing Investment Advisers.

• Maintain transparency regarding the scope of services, fees and any circumstances that may reasonably influence the advice provided.

Clients can expect investment advice that is objective, transparent and free from product-driven incentives. The primary objective of every recommendation is to support the client's long-term financial goals while fulfilling the fiduciary responsibilities of a SEBI Registered Investment Adviser. 

Nature of Investing

• Investment products and securities are subject to market risks.

• Past performance is not indicative of future results.

• No guaranteed returns, assured profits or capital protection will be promised or implied.

• Advisory recommendations do not eliminate investment risk.

Suitability

• Recommendations are based on the information provided by the client at the time of analysis.

• The suitability of advice may be affected if the information provided is incomplete, inaccurate or outdated.

External Factors

• Market conditions, economic events, regulatory changes and unforeseen circumstances may impact investment outcomes.

• Advice will be limited to products and services that I am authorised to advise upon under the applicable SEBI regulations. 

• The final decision to implement any recommendation rests with the client. 

The objective of investment advisory is not to predict short-term market movements, but to help clients build a disciplined, long-term investment strategy aligned with their financial goals while managing risks appropriately. 

The Investment Adviser will:

• Maintain the confidentiality of all client information and records, except where disclosure is required by applicable laws, regulations or competent authorities.

• Use client information solely for providing investment advisory services, fulfilling regulatory obligations and maintaining necessary records.

• Take reasonable measures to safeguard client information against unauthorised access, disclosure, misuse or loss.

• Not disclose or share client information with any third party without the client's consent, except where required by law or regulatory authorities.

• Retain client records for the period prescribed under the applicable SEBI regulations and other relevant laws.

• Respect the privacy of clients and collect only such information as is necessary to provide suitable and compliant investment advisory services.

Clients can expect that their personal and financial information will be treated with professionalism, confidentiality and due care throughout the advisory relationship. 

If clients have any concerns regarding the advisory services provided, they are encouraged to contact the Investment Adviser directly so that the matter can be reviewed and addressed at the earliest opportunity. 

If a grievance remains unresolved, clients may escalate the matter through SEBI SCORES (SEBI Complaints Redress System). A detailed grievance handling procedure is available on the Complaints page of this website. 

Grievances will be acknowledged and addressed as promptly as reasonably possible. 

If the grievance remains unresolved after the SCORES process, clients may avail themselves of the Online Dispute Resolution (ODR) mechanism in accordance with SEBI's applicable framework. 

Clients may contact the Investment Adviser through:

• Email: palanisrinivas95@gmail.com

• Phone: +91 86374 58393

The information provided on this website is for informational and educational purposes only and should not be construed as investment advice, a solicitation to invest or a guarantee of investment performance.

Advisory services are provided only after completion of the onboarding process, execution of the necessary agreements and assessment of the client's financial circumstances and suitability.

Investment in securities and other financial products is subject to market risks. Clients should carefully consider their financial objectives, risk tolerance and investment horizon before acting upon any recommendation.

Past performance is not indicative of future results.